If you have a structured settlement, you may have considered selling your annuity to the highest bidder and be done with it. However, you may want to consider instead a structured settlement loan.
Structured settlement loans, or annuity loans, are when an annuity recipient borrows money against future annuity payments that they will be receiving. After paying a fee, you will have the money you need up front, and you can pay for the loan out of the monthly annuity payments you are receiving.